Car accident stories reddit

Car accident stories reddit DEFAULT

My Car Accident Story

Article Note: This is a guest post from THE Wife, who has a car accident story to share. Yes, she&#;s OK. No, that is not the photo of her car accident (which was significantly less dramatic, fortunately). And Yes, I have forgiven her. She has since gotten in another accident, so I thought it best to highlight what to do when in an accident (before leaving the scene) to get the best result with insurance companies.

It was a nice sunny Saturday, Cinco de Mayo to be exact, and I was driving home from grocery shopping. Traffic was heavy as usual downtown, yet fluid in movement. Students from the local university were outside drinking, partying, and taking in the sun.

Then it happened. I absently took my eyes off the road and the car in front of me for a second to look to take in the scenery and when I looked back, the car in front me me had come to a quick stop. I slammed on the brakes, but it was not enough to prevent a car accident.

Thankfully no one was hurt. Numbers and dollar signs started running through my head, as typical for anyone who has been in an accident, but especially so for a wife of a personal finance blogger!

What is Worse than a Car Accident? A NEW Car Accident

Just a few months earlier, G.E. had highlighted the Tale of Grandy, our dying car, and the subsequent car hunt and negotiation strategy that had delivered a Malibu for almost $7, off MSRP.

That&#;s right, my first car accident story in over a decade just so happened to be with our brand new car!

car accident

Since I was only driving 25 mph, there was only exterior damage to the front bumper and head light and I was able to drive the car home from there just fine, but STILL!

I exchanged contact information with the other driver (who&#;s rear bumper only had a paint mark from my front bumper), we filed a police report, and I was then given a &#;failure to stop&#; ticket, which would later cost us $

A number of questions then started rushing through my mind:

&#;Will insurance cover damage repair since I am at fault?&#;

&#;Will a car accident raise our insurance rates?&#;

&#;Will the points from the ticket raise our insurance rates?&#;

&#;How much is the deductible for a car accident per our policy at Liberty Mutual?&#;

&#;Since we were not planning to keep this car long term, how will an accident show up in a Carfax report, and will it impact our resale value?&#;

&#;How will my husband react when he finds out?&#;

One thing I was sure of: this car accident was indeed going to be an expensive mistake.

Over the next few weeks, I learned a number of things about car accidents that I never had to deal with previously as my last accident was in high school and I was on my parent&#;s insurance policy.

Some of these tips have not been easy to find and are not the most intuitive, so as I work through them I want to share them with you in an upcoming post(s), including:

How to drop points and get insurance discounts by taking a defensive driver class, what type of insurance covers you if you are at fault in an accident, and accident forgiveness. Also, there&#;s a little known report called a CLUE report where any insurance claims will be added, that could impact your rates.

Meanwhile, what is your car accident story (if you&#;re comfortable reliving that moment), and what tips do you have to share, post accident?

Related Posts:


Guy Lost Both Parents in Car Accident and Was Fired While Mourning Due to His 'Reduced Efficiency'

As a child, your worst fear is losing your parents, and as you get older, the fear becomes more tangible. So when they do die, it takes time for people to accept the truth and cope with the loss. Unfortunately for one man, his heartbreaking loss and grief resulted in him losing his job. 

When either one of your parents dies, they leave a void inside your heart that no one else can fill. You can't fathom how you would live your life without them. It takes time to absorb the truth and accept that you have to live on your own. Grieving the death of a parent is different for every person.

Some people quickly accept the truth and handle the situation very well, while others need support from their friends and family to get over their irreplaceable loss. They need other people to understand their situation and give them time to overcome their sadness. 



Losing both your parents at once is beyond heartbreaking, especially if it's a sudden unexpected death caused by a car crash. From feelings of anger and guilt to resentment and sadness, it will cause a lot of emotional turmoil. 

For one man, this was reality. The man, who worked as a Sales Development Representative at a software company, lost his parents in a car accident. His superior, the VP of sales, posted the story on Reddit to get support from other Redditors by explaining what happened to him, the employee at work. 

The OP (Original Poster) shared a few details about the employee. She stated that the guy is young and has been working with them for almost ten months. Due to his hard work, his manager planned to give him a raise.

It's important to note that he already had a relatively high salary compared to other people his age, so the employer expected him to deliver excellent results. Little did he know that he would lose his parents and that it would negatively affect his performance at work.


After taking a short break, the employee returned to work a month after his parents had passed away. His manager and other employees noticed he was behaving strangely. He lacked motivation and could not deliver the expected results. 

Returning to work after a loved one's death isn't easy as the person is still grieving. Mistakes and forgetfulness are often linked to emotional exhaustion which results from the grieving process.

The management realized that the year-old boy would need a lot more time to recover from the tragedy. One month wasn't enough for him to handle the grief, and giving him another month was out of the question. They couldn't wait for him to adjust to his new life without his parents.

Thus, management decided the best solution would be to fire the employee. Unfortunately, this made it appear as though they had failed to understand what he was going through and were unconcerned about their employee's mental health. 


The OP and her team scheduled a meeting with the employee to discuss their final decision. They expected him to accept the decision without causing a scene. They were stunned when the employee lost his cool and lashed out at the entire team. 

After his outburst, the man left the meeting room and went back to his workstation, where he began aggressively collecting up his things from his desk before storming out of the office. 

The OP asked other users if she was at fault. Many responded to her, saying it was wrong to fire someone without prior notice, while others called her "heartless" for firing the year-old who was already depressed after losing his parents. 

After reading the comments, the OP realized that she was at fault and updated the post saying that the boy was now living with his girlfriend. She went on to say she was trying to get in touch with him to make amends.

We'd love to know about your experiences. Leave a comment if you have any advice for people who are grieving their parents' death.


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Controversial Reddit communities

List of known controversial communities on Reddit

See also: Reddit §&#;Controversies

The social news site Reddit has occasionally been the topic of controversy due to the presence of communities on the site (known as "subreddits") devoted to explicit or controversial material. In , Yishan Wong, the site's then-CEO, stated, "We stand for free speech. This means we are not going to ban distasteful subreddits. We will not ban legal content even if we find it odious or if we personally condemn it."[1][needs update]

The subreddit r/jailbait, devoted to suggestive or revealing photos of underage girls, was one of the most prominent subreddits on the site before it was closed down in October following a report by CNN.[2] The controversy surrounding r/Creepshots, devoted to revealing or suggestive photos of women taken without their awareness or consent, occurred a year after r/jailbait's closure. The r/Creepshots controversy prompted a Gawker exposé of one of the subreddit's moderators by Adrian Chen, which revealed the real-life identity of the user behind the account, Michael Brutsch. This started discussion in the media about the ethics of anonymity and outing on the Internet.[3]


In , Reddit introduced a quarantine policy to make visiting certain subreddits more difficult. Visiting or joining a quarantined subreddit requires bypassing a warning prompt.[4] Since , subreddits are allowed to appeal their quarantine.[5] Some subreddits are banned after unsuccessful quarantines.

Banned subreddits


On 9 June , a subreddit called r/beatingwomen was closed by Reddit. The community, which featured graphic depictions of violence against women, was banned after its moderators were found to be sharing users' personal information online, and collaborating to protect one another from sitewide bans. Following the ban, the community's founder rebooted the subreddit under the name r/beatingwomen2 in an attempt to circumvent the ban, but was banned afterwards.[6][7]


r/Braincels was the most popular subreddit for incels, or "involuntary celibates", after r/Incels was banned, gaining 16, followers by April The subreddit's leaders decided to ban individuals advocating for murder.[8] However, the subreddit promoted rape and suicide.[9] The subreddit was banned in September , after violating Reddit's Content Policy with respect to bullying and harassment.[10][11][12]


r/ChapoTrapHouse was a subreddit dedicated to the leftist podcast Chapo Trap House which is associated with the term dirtbag left.[13][14] The community had , regulars before being banned on 29 June because they "consistently host rule-breaking content and their mods have demonstrated no intention of reining in their community."[15] Previously, the community had been quarantined for content that promotes violence.[14] The community of the subreddit later migrated to an instance of Lemmy, a Reddit alternative.[16]

The "Chimpire"

The term "Chimpire" refers to a collection of subreddits and affiliated websites that promoted anti-black racism, including frequent use of racial slurs. In June , the subreddit r/niggers was banned from Reddit for engaging in vote manipulation, incitements of violence and using racist content to disrupt other communities. Reddit general manager Erik Martin noted that the subforum was given multiple chances to comply with site rules, noting that "users can tell from the amount of warnings we extended to a subreddit as clearly awful as r/niggers that we go into the decision to ban subreddits with a lot of scrutiny".[17] Following the ban of r/niggers, the subreddit r/Coontown grew to become the most popular "Chimpire" site, with over 15, members at its peak.[18] Many of the posters on these subreddits were formerly involved with r/niggers.[19][20][21]

One of these subreddits, r/shitniggerssay, was banned in June at the same time as fatpeoplehate.[22] In the midst of changes to Reddit's content policy, r/Coontown was banned in August [23]


A year after the closure of r/jailbait, another subreddit called r/CreepShots drew controversy in the press for hosting sexualized images of women without their knowledge.[24] In the wake of this media attention, u/violentacrez was added to r/CreepShots as a moderator,[25] and reports emerged that Gawker reporter Adrian Chen was planning an exposé that would reveal the real-life identity of this user, who moderated dozens of controversial subreddits as well as a few hundred general-interest communities. Several major subreddits banned links to Gawker in response to the impending exposé and the account u/violentacrez was deleted.[26][27][28] Moderators defended their decisions to block the site from these sections of Reddit on the basis that the impending report was "doxing" (a term for exposing the identity of a pseudonymous person), and that such exposure threatened the site's structural integrity.[28]

When Chen informed u/violentacrez about the impending exposé, the user pleaded with Chen not to publish it because he was concerned about the potential impact on his employment and finances, noting that his wife was disabled and he had a mortgage to pay. He also expressed concern that he would be falsely labeled a child pornographer or anti-semite because of some of the subreddits he created. Despite u/violentacrez's offer to delete his postings and leave Reddit, Chen insisted he would still publish the piece.[3][29]

Gawker exposé

Chen published the piece on 12 October , revealing that the person operating the u/violentacrez account was a middle-aged programmer from Arlington, Texas named Michael Brutsch.[3][30] Within a day of the article being published, Brutsch was fired by his employer, and the link to the exposé was briefly banned from Reddit.[31][32] He stated on Reddit after the article was published that he had received numerous death threats.[33]

Reddit CEO Yishan Wong defended the content Brutsch contributed to the site as free speech and criticized efforts to ban the Gawker link on the same basis.[34] Wong stated that the staff had considered a site-wide ban on the link, but rejected this idea for fear it would create a negative impression of the site without getting results.[35] Brutsch later briefly returned to Reddit on a different account and criticized what he stated were numerous factual inaccuracies in the Gawker exposé.[36]

A week after the exposé, Brutsch held an interview with CNN that aired on Anderson Cooper °. In the interview with journalist Drew Griffin, Brutsch was apologetic about his activity on Reddit. He explained that he was most fond of the appreciation he got from other redditors, and that Reddit helped him relieve stress. Brutsch also described the support he had from administrators, stating that he had received an award for his contributions. Reddit noted that the award was for winning a community vote for "Worst Subreddit", and stated that they regretted sending it, as well as claiming the u/violentacrez account had been banned on several occasions.[37][38] Brutsch subsequently noted on Reddit that he regretted doing the interview and criticized the accuracy of the statement Reddit gave to CNN.[39]

Chris Slowe, a lead programmer of Reddit until , said of the relationship between Brutsch and the Reddit staff: "We just stayed out of there and let him do his thing and we knew at least he was getting rid of a lot of stuff that wasn't particularly legal."[3]

Ethics of outing

Further information: Doxing and Internet privacy

Gawker's outing of Brutsch as u/violentacrez led to contentious discussion about privacy and anonymity on the Internet.[40] Such discussions included claims that outing, or "doxing", was necessary to draw attention to objectionable content so it could be removed, while others claimed that it impeded the ability for people to exercise their right to legal free speech online due to fear of public retribution.[41][42]

Sady Doyle, writing in The Guardian, compared it to the outing of the alleged blackmailer of Amanda Todd and suggested that such outings may be justified, but that they may also unduly focus attention on individuals without confronting the underlying problems by engaging in "sensationalism" at the expense of cultural reform.[43] In PC Magazine, Damon Poeter stated that, while he has defended protecting anonymity on the Internet, he still supported Brutsch being outed because he felt the various subreddits he contributed to as u/violentacrez were serious invasions of privacy, regardless of legality, and that it was therefore justifiable to reveal his personal details.[42]

The public outpouring of hostility towards Brutsch following the exposé prompted commentators such as Danah Boyd of Wired and Michelle Star of CNET to question the morality of outing as a way to enforce societal standards online.[44][45] Several commentators have expressed concern that the public shaming of Brutsch to serve as an example to others is legitimizing online vigilantism and exposing individuals such as Brutsch to mass retribution.[44][45][46][47]


r/CringeAnarchy was a subreddit themed around "cringe" and "edgy", politically incorrect content, featuring far-right content. Originally an uncensored (hence "anarchy") spinoff of r/cringe,[48] it later shifted to the far-right, with anti-transgender and anti-"SJW" content taking over.[49][50][51] The subreddit was quarantined in September , at which point it had over , subscribers.[52][53][54]

Following the Christchurch mosque shootings (15 March ), more anti-Muslim posts were made on the subreddit.[55] The subreddit was banned on 25 April for violating Reddit's content policy regarding violent content.


The subreddit r/DarkNetMarkets, a darknet market discussion forum, featured participation from their owners, causing US authorities to request personal information behind several accounts.[56][57] This subreddit was banned on 21 March [58][59]


See also: Deepfake

Deepfakes was a controversial subreddit that superimposed famous female actresses onto pornographic videos, made using FakeApp, without the consent of the actresses.[60] Such actresses included Emma Watson and Daisy Ridley.[60][61] After the subreddit was given notoriety from the press, videos from the subreddit were banned from Gfycat and Discord. On 7 February , the day after Pornhub banned the videos, the subreddit was banned as well.[62]


On 10 June , Reddit banned five subreddits, citing an anti-harassment policy.[63][64] The largest of the banned subreddits, r/fatpeoplehate, had an estimated , subscribers at the time of its banning.[63] r/fatpeoplehate hosted photos of overweight people (mostly women) for the purpose of mockery. The other four subreddits were r/hamplanethatred, r/neofag, r/transfags, and r/shitniggerssay.[63] A Reddit admin said, "We will ban subreddits that allow their communities to use the subreddit as a platform to harass individuals when moderators don't take action".[63]

Because of the ban, Reddit users flooded the site with pictures of overweight people and Reddit's interim CEO Ellen Pao.[66] Due to the decision to ban these subreddits, some users moved to Voat, a social aggregation website similar to Reddit.[67]


In January Reddit began a crack down on subreddits for female incels ("femcels")[68] such as r/trufemcels for "promoting hate"[69][non-primary source needed] and r/femcels for "violating content policy".[70][non-primary source needed] The femcel subreddits have been accused of lookism, racism, transphobia, and spreading alt-right conspiracy theories and using the same terminology of incels. After the ban the community migrated away from Reddit to a dedicated website.[68]


Following the Boston Marathon bombing, members of the subreddit r/findbostonbombers wrongly identified a number of people as suspects, including a year-old track athlete and a year-old Brown University student missing since March.[71] A body reported to be that of the missing Brown student misidentified as a Boston bomber suspect, who had been missing for a month before-hand, was found in Providence River in Rhode Island on 25 April , as reported by the Rhode Island Health Department.[72][73] The cause of death was found to be suicide.[74] The subreddit was later made private.[75]

Reddit general manager Erik Martin later issued an apology for this behavior, criticizing the "online witch hunts and dangerous speculation" that took place in these investigation-oriented communities.[76] In September , a similar subreddit dedicated to finding the Navy Yard shooter(s) was banned by the Reddit admins.[77] These events were dramatized in TV shows The Newsroom[78][79] and The Good Wife.[80]


The subreddit r/GenderCritical had 64, users, self-described as "reddit's most active feminist community" for "women-centred, radical feminists" to discuss "gender from a gender-critical perspective". Described by Jillian York of the Electronic Frontier Foundation as "a subreddit where transphobic commentary has thrived", the subreddit frequently hosted posts asserting that transgender women are not women. On 29 June , the subreddit was "banned for violating Reddit's rule against promoting hate".[81][82][83][84] After r/GenderCritical was banned, several of its users migrated to Ovarit, a trans-exclusionary radical feminism-centered website similar to Reddit.[16]


Related to the Christchurch mosque shootings, r/gore was banned for "glorifying or encouraging violence" at approximately UTC on 15 March [citation needed]


See also: QAnon

The subreddit r/greatawakening was a subreddit for the QAnon conspiracy theory, which argues the Trump administration is investigating a widespread child sex trafficking movement. The subreddit was banned on 12 September due to violating Reddit's content policy regarding violence and personal information.[88] A previous subreddit for the conspiracy theory, r/CBTS_Stream, was banned on 14 March for violating Reddit's content policy against violence. A backup for the subreddit, r/The_GreatAwakening, was also banned.


In January , Mother Jones published a story describing the sale of guns on the site. The report suggested that sellers were doing so to exploit a loophole in U.S. federal law.[89] Nearly ARs were engraved with the Reddit logo as part of a licensing deal made with the page in [90] This subreddit was banned on 21 March


See also: Incel

A subreddit founded for "involuntary celibates", r/incels, was a forum wherein members discussed their lack of romantic success.[91] The definition of an incel on the subreddit was someone who has unintentionally gone at least six months without a romantic partner and is at least 21 years old; self-described incels are largely heterosexual men.[92] Many members adhered to the "black pill" ideology,[93][94][95] which espoused despondency often coupled with misogynistic views that condoned, downplayed, or advocated rape, while referring to women as "femoids" and "sluts".[92] Notable black pill posts included "reasons why women are the embodiment of evil" and "proof that girls are nothing but trash that use men".[96][97] Users deemed too female-friendly, or who claimed that women experienced inceldom to the same extent as men, were banned.[97] The subreddit's users intermittently either revered or hated "normies" and "Chads" for their courtship abilities, and some admire murderers such as Elliot Rodger, perpetrator of the Isla Vista killings, who identified as an "incel".[98][99][]

In the summer of , a petition on called for r/incels to be banned for inciting violence against women.[] Following the October implementation of a new Reddit policy that prohibited the incitement of violence, the subreddit was banned on 7 November [] At the time of its banning, r/incels had around 40, subscribers.[96]

r/Braincels subsequently became the most popular subreddit for incels, gaining 16, followers by April The subreddit's leaders disavowed the Toronto van attack and deleted some posts by members who praised Alek Minassian's alleged actions.[8] In September , the subreddit was quarantined and in October, it was banned.


Reddit's staff was initially opposed to the addition of obscene material to the site, but they eventually became more lenient when prolific moderators, such as a user named Violentacrez, proved capable of identifying and removing illegal content at a time when they were not sufficiently staffed to take on the task.[3] Communities devoted to explicit material saw rising popularity, and r/jailbait, which featured provocative shots of underage teenagers, became the chosen "subreddit of the year" in the "Best of reddit" user poll in and at one point making "jailbait" the second most common search term for the site.[3] Erik Martin, general manager of Reddit, defended the jailbait subreddit by saying that such controversial pages were a consequence of allowing free speech on the site.[]

r/jailbait came to wider attention outside Reddit when Anderson Cooper of CNN devoted a segment of his program to condemning the subreddit and criticizing Reddit for hosting it.[][] Initially this caused a spike in Internet traffic to the subreddit, causing the page to peak at million views on the day of the report.[] In the wake of these news reports, a Reddit user posted an image of an underage girl to r/jailbait, subsequently claiming to have naked images of her as well. Dozens of Reddit users then posted requests for these nude photos to be shared to them by private message.[] Other Reddit users drew attention to this discussion and the r/jailbait forum was subsequently closed by Reddit administrators on 11 October [] Critics, such as r/jailbait's creator, disputed claims that this thread was the basis of the decision, instead claiming it was an excuse to close down a controversial subreddit due to recent negative media coverage.[2] Others claimed that the thread believed to have prompted the closure was created by members of the Something Awful forum in an attempt to get the section shut down, rather than the regulars of the forum.[]

Following the closure of r/jailbait, The Daily Dot declared the community's creator, u/violentacrez, "The Most Important Person on Reddit in ", calling the r/jailbait controversy "the first major challenge to the site's voluntary doctrine of absolute free speech".[]


In January , a Philippine-based subreddit, r/jakolandia, was accused of "distributing" posts of photos of women, including celebrities, apparently without their consent, similar to "a number" of secret Facebook groups that had been engaging in illegal activity of sharing "obscene" photos of women and possibly child pornography.[] r/jakolandia was later banned as a result.[]


See also: Men Going Their Own Way

r/MGTOW was a subreddit for Men Going Their Own Way, an anti-feminist, misogynistic, mostly online community advocating for men to separate themselves from women and from a society which they believe has been corrupted by feminism.[][] In January a group of computer scientists published a preprint of a paper titled "The Evolution of the Manosphere Across the Web", which listed r/MGTOW among a group of online communities which the authors said "have been growing in size and in their involvement in online harassment and real-world violence". Reddit quarantined the subreddit shortly after the preprint was published.[] In August , Reddit banned the subreddit for violating its policies prohibiting content that "incites violence or promotes hate based on identity or vulnerability".[]


The subreddit r/MillionDollarExtreme was a subreddit for the comedy group Million Dollar Extreme. It was banned on 10 September for violating Reddit's content policy regarding violent content. Content on the subreddit was often racist, homophobic and transphobic in nature. Million Dollar Extreme Presents: World Peace, a television show created by the group, was cancelled in following coverage of the group's connections to the alt-right. Million Dollar Extreme's YouTube channel had been terminated earlier in [] Associated subreddits r/BillionShekelSupreme, r/TrillionRubleRegime, r/TrillionRubelRegine, r/GorillionYuanDream, r/HydeNationalism, r/tha_pit, r/QuadrillionEuroDream, r/HundredPesoPipedream, r/SextillionEuroSupreme, r/ and several others were subsequently banned.[citation needed]


r/NoNewNormal was a subreddit that claimed to be critical of the responses to the COVID pandemic, and has propagated various conspiracies about the pandemic, such as lockdown, mask, and vaccine denialism. It was quarantined on August 12, for misinformation, when it had accumulated over , subscribers. Subreddits r/rejectnewnormal and r/refusenewnormal were subsequently banned for trying to circumvent the quarantine, and r/PandemicHoax and r/truthseekers, which hosted similar content, set themselves to private.[][]

A thread posted by a user on r/vaxxhappened, a pro-vaccination subreddit, called upon Reddit admins to ban subreddits primarily spreading medical misinformation.[] Reddit admins responded by saying that Reddit is a platform for free speech and discussion, and would continue to allow subreddits that "challenge the consensus views on the pandemic".[] In response, the moderators of subreddits, such as r/florida, r/futurology, r/pokemongo, r/startrek, r/TIFU, and others, made their subreddits private in protest of Reddit's response.[][][][]

On September 1, , Reddit banned the subreddit for brigading subreddits that criticized it.[][] Reddit also quarantined 54 other subreddits associated with COVID denial.[]


See also: Pizzagate conspiracy theory

"Pizzagate" is a conspiracy theory that emerged from social media and fake news websites in early November which falsely alleged the existence of a child trafficking ring that involved officials in the Democratic Party and restaurants such as Comet Ping Pong. The r/pizzagate subreddit, which spun off from r/The_Donald, was dedicated to discussing this conspiracy theory and had over 20, subscribers.[] This subreddit was banned on 23 November , for violating Reddit's policy against doxing, as users would post the personal details of people allegedly connected to this conspiracy.[]


r/Physical_Removal was banned on 15 August , for inciting violence. The subreddit's name stems from a quote by right-wing libertarian philosopher Hans-Hermann Hoppe, who wrote: "There can be no tolerance toward democrats and communists in a libertarian social order. They will have to be physically separated and removed from society" (referring to ostracism), and, by extension, their advocacy for forced deportation or physical removal of political leftists from the United States. It was controversial for its promotion of violence against leftists and other groups. For instance, users would make reference to throwing people from helicopters, an execution method used by Augusto Pinochet. Physical_Removal attracted further attention in after the Unite the Right rally in Charlottesville, Virginia, due to mockery of the death of Heather Heyer, who was struck and killed by a car driven by a far-right terrorist at the rally.[][]


r/SanctionedSuicide was a subreddit that approached the topic of suicide from a pro-choice perspective. It included both discussions surrounding the ethics of suicide and posts containing rants from Reddit users.[] This subreddit was banned on 14 March []


Main article: Sony Pictures hack

On 15 December , Reddit took the unusual step of banning a subreddit, r/SonyGOP, which was being used to distribute hacked Sony files.[]


The subreddit r/Shoplifting was devoted to stories, tips, and questions for the purpose of shoplifting at large commercial retail chains. It dissuaded people from shoplifting from smaller stores which were presumed to suffer greater losses from theft.[] It also heavily featured pictures displaying items that its users had supposedly "lifted".[] Near the end of its existence, over 77, people were subscribed to the subreddit.[] It was banned on 21 March due to violating an amendment to the Reddit User Agreement added that same day which states: "Users may not use Reddit to solicit or facilitate any transaction or gift involving certain goods and services, including: Stolen goods"[][]


Main article: r/The_Donald

The subreddit r/The_Donald, which was intended for supporters of Donald Trump, was originally created for his presidential campaign. Due to harassment of Reddit administrators and manipulation of the site's algorithms to push content to Reddit's front page using the "sticky" feature of subreddits, Reddit banned many of the sub's users who were described as "toxic".[] This occurred after Reddit's CEO Steve Huffman (known as Spez on Reddit) admitted to silently editing comments attacking him made by the community's users. This caused the term "spez" to be used instead of "edit" in The_Donald's terminology.[] Reddit modified the site's algorithms to specifically prevent the sub's moderators from gaming the algorithms to artificially push the sub's content to Reddit's front page.[] Additionally, Reddit introduced a filtering feature which allowed individual users to block content from any sub. While this feature was being worked on prior to the problems r/The_Donald were causing, it was suggested that it was introduced specifically to allow users to block them.[] Huffman referred to r/The_Donald's user's complaints of harassment "hypocritical" because of their harassment of others.[]

After the Christchurch mosque shootings in , many posts appeared in the subreddit arguing that the shootings were justified, filled with anti-Muslim hate.[]

The sub was quarantined by Reddit admins in June for "threats of violence against police and public officials".[][]

On 29 June , Reddit banned the subreddit for frequent rule-breaking, for antagonizing the company and other communities and for failing to "meet our most basic expectations".[]


Main article: iCloud leaks of celebrity photos

In August , Reddit users began sharing a large number of naked pictures of celebrities stolen, using phishing, from their private AppleiCloud accounts.[][] A subreddit, r/TheFappening, was created as a hub to share and discuss these stolen photos; the situation was called CelebGate by the media.[] The subreddit contained most of the images.[][] Victims of "The Fappening" included high-profile names such as Jennifer Lawrence, Kate Upton and Mary Elizabeth Winstead.[][] Some of the images may have constituted child pornography, as the photos of Liz Lee and McKayla Maroney from the leak were claimed to have been taken when the women were underage, though this remains controversial.[] The subreddit was closed by Reddit administrators in September The scandal led to wider criticisms concerning the website's moderation, from The Verge and The Daily Dot.[][]


After the Christchurch mosque shootings, Reddit banned the "Watch People Die" subreddit, dedicated to uploading media depicting real-life deaths of people, after it disseminated links to video of the shooting. The subreddit r/gore was also removed on 15 March Although previously quarantined for over half a year, the subreddit was totally banned at approximately UTC on 15 March , less than a day after the events for violating Reddit's content policy, specifically the policy against "glorifying or encouraging violence." Moderators of the subreddit had initially allowed the video to be shared.[]

r/WPDTalk, a subreddit for discussion on what went on in the r/WatchPeopleDie subreddit, was also taken down.[]

Active subreddits


r/KotakuInAction was one of the main online hubs for participants of the harassment campaign known as GamerGate.[][][] Users are warned that by joining KotakuInAction, they will be banned from other subreddits such as r/OffMyChest (a subreddit based around expressing opinions, as well as confessing personal thoughts), r/NaturalHair and r/Rape, the latter of the three being a support forum for survivors of rape that had been targeted for brigading by r/KotakuInAction users.[]

BuzzFeed's Joseph Bernstein reported that many of KotakuInAction's moderators also moderate other subreddits "devoted to either the physical and emotional degradation and humiliation of women, or in subreddits devoted to mocking and delegitimizing the arguments and appearances of feminists and "social justice warriors"."[]

In , KotakuInAction became the subject of an academic study done by three members of the Georgia Institute of Technology.[]

On 12 July , the creator and head moderator of KotakuInAction removed all of the moderators and set the forum to private, alleging that it had become "infested with racism and sexism". A Reddit employee restored the forum and its moderators an hour later.[][]


See also: Men's rights movement

The antifeminist subreddit r/MensRights was created in It has over , subscribers as of April&#;[update].[]

SPLC listing

r/MensRights was included in a list of 12 websites in the spring issue ("The Year in Hate and Extremism") of the Southern Poverty Law Center's Intelligence Report in a section called "Misogyny: The Sites". The SPLC reported that "Although some of the sites make an attempt at civility and try to back their arguments with facts, they are almost all thick with misogynistic attacks that can be astounding for the guttural hatred they express".[]

More specific claims were made about r/MensRights in particular, saying that it showed anger "toward any program designed to help women", and that the subreddit "trafficks in various conspiracy theories", using a moderator's statements as an example of this behavior.[] Outlets such as The Huffington Post interpreted the report as saying the subreddit was a hate group.[]

In late March , Mark Potok (the Intelligence Report's editor) was asked in an interview if the SPLC had formally classified r/MensRights as a hate group. His response was that "We wrote about the subreddit Mens Rights, but we did not list it as a hate group" and expressed doubt that the SPLC would ever designate the community as a hate group, noting that "it's a diverse group, which certainly does include some misogynists—but I don't think that's [its basic] purpose".[]

Later that year, the SPLC published a statement about the reactions to their report, saying it "provoked a tremendous response among men's rights activists (MRAs) and their sympathizers", and "It should be mentioned that the SPLC did not label MRAs as members of a hate movement; nor did our article claim that the grievances they air on their websites – false rape accusations, ruinous divorce settlements and the like – are all without merit. But we did call out specific examples of misogyny and the threat, overt or implicit, of violence."[]

Doxing incident

In April , the subreddit was threatened with a shutdown by Reddit admins after r/MensRights subscribers gathered personal information on a supposed blogger of feminist issues, and the subreddit's moderators advised members of the subreddit on how to proceed with this 'doxing' without running afoul of site rules.[] Later on it was discovered that they had identified the wrong woman, and it has been reported that many death threats had been sent to her school and employment. Georgetown University confirmed that she was not the same person as the blog's author after receiving threatening messages.[]

Rape report spam

In mid-December , users from r/MensRights as well as 4chan spammed the Occidental College Online Rape Report Form with hundreds of false rape reports, following a user's complaint that the form was vulnerable to abuse because of the submitter's ability to be anonymous.[][] Around false rape accusations were made by men's rights activists against members of the college, feminists and fictional people.[]


In , r/piracy was threatened with a ban after receiving dozens of DMCA takedown notices. The moderators said that Reddit did not investigate the infringement claims to find if they actually infringed copyright law, often they related to content such as sharing the URL to a streaming site, asking if such sites were working, and posting guides to install programs. Users of the subreddit voted to delete all content older than six months because it was not feasible to investigate all past content.[][]


In April , it was made apparent that moderators of r/technology, a subreddit with 5 million subscribers, were using automatic filters to remove submissions that contained certain keywords, such as "Aaron Swartz", "Tesla",[] "Comcast", "NSA", and "Snowden".[] This ultimately led to community protests, claims of censorship from users, and r/technology losing its default subreddit status.[][]


See also: Manosphere

Alluding to the symbol of the "red pill" from the film The Matrix,[]r/TheRedPill is devoted to discussions of male sexual strategy in which participants are ranked as "alpha" or "beta" males.[] The subreddit promotes antifeminism,[][]rape culture,[]hegemonic masculinity, and traditional gender roles. Users discuss diet and physical fitness alongside "pick-up" techniques for seducing women, while also displaying different levels of misogyny ranging from virulent hatred of women to simple frustration with contemporary male experience.[] The Southern Poverty Law Center describes it as one of several male supremacist subreddits featuring xenophobic discourse.[] It has been associated with several right-wing movements and the alt-right because of its attacks on feminism and mockery of rape.[]

In , it was revealed that New Hampshire legislator Robert Fisher created the subreddit and posted demeaning comments about women. After this discovery, he resigned from office.[]The New Statesman has described this subreddit as one of the most misogynistic subreddits on Reddit, which aims to radicalize men.[] As of [update], the subreddit is quarantined.[]

On 1 April , r/BlackPeopleTwitter started requiring users to prove they were black—by sending a photo with their forearm and their Reddit username—before allowing them to post comments. The moderators described this action as an April Fools Day prank, albeit one with a "very real reason."[] The April Fools prank lasted only a few days, but the moderators now limit some contentious threads to a "country club" consisting of verified people of color, and white people who complete an application process including writing "about what white privilege means to them." Additionally, verified black commenters (but not other people of color) receive a check mark next to their username. [][]


r/FemaleDatingStrategy (FDS) has been accused by r/AgainstHateSubreddits of promoting transphobia, misandry, and discrimination against sex workers. The Verge has described the advice given to women as socially and sexually conservative, and oppressive to women. FDS posters must follow a strict rule-set to avoid being banned which includes opposition to consensual BDSM, porn consumption and casual sex. [] Members are structured according to a strict hierarchy with moderators called Ruthless Strategists being on top, community is prioritised over the individual and members are advised against speaking with journalists which has been described as cult-like. []The subreddit advices against dating men with mental illnesses, has banned members for believing men can be victims of sexual assault and opposes liberal feminism or "libfems" []but endorse TERF views with transwomen being entirely banned from posting in the subreddit. The advice is also criticised for being contradictory such as encouraging independence from men while expecting men to pay for dates. It is also criticised for being too similar to subreddits of the manosphere. []

The subreddit has made extensive use of female incel (femcel) language but this was phased out in favor of its own terminology as it interfered with the recruitment of new members. Its terminology includes terms like "scrotes" for men and "pickmeisha" for women who it claims to degrade themselves for men but has been used on members that criticise the moderators or have claimed to enjoy banned behavior such as casual sex[] and has attacked women in other subreddits as "pickmeishas" for issues such as seeking advice on their partner's erectile dysfunction. []


r/HermanCainAward is a subreddit that awards people "who have made public declaration of their anti-mask, anti-vax, or Covid-hoax views" who have been hospitalized by and/or died from COVID or COVID complications with the "Herman Cain Freedom Award."[][][] The subreddit and award are named after Republican politician Herman Cain, who died of COVID complications after he attended the Trump Tulsa rally without wearing a face mask.[][] On 7 September , a member of the subreddit alleged that other members of the subreddit were doxing and harassing family members of recently deceased COVID patients.[]

The subreddit was created in October [] Subscriptions to the subreddit grew from 2, on July 4, , to 5, in early August, to more than , on September 1, to , on September 17, to , on September 21, and to , on September [][]

Lili Loofbourow of Slate has described the subreddit as "cruel" and as "a site for heartless and unrepentant schadenfreude."[] According to Gita Jackson of Vice, "Although the Herman Cain Award wasn't created to encourage people to get vaccinated, it's helping anti-vaxxers change their minds."[] Director of the Center for Clinical Medical Ethics at Columbia Lydia Dugdale said that it is "not surprising that people would delight on the misfortune of others" but that "Delighting in the suffering of others lies contrary to everything medical ethics espouses and certainly it's cruel that regular people would do this."[]Barnard College professor Colin Wayne Leach stated that in the German language the word Genugtuung, not schadenfreude, is used to refer to a person getting just deserts. Matthew Rozsa of Salon implied that genugtuung was the actual basis behind the subreddit and that it reflects a loss of patience, within those who take COVID prevention measures, in people who are refusing to take COVID prevention measures.[] F. Diane Bart, a psychotherapist writing for NBC News, described the subreddit as "A dark and sardonic corner of the internet" that "captures the rage and outrage of presumably vaccinated, mask-wearing individuals, many of whom have either been infected with Covid in the past or have watched friends and family become ill — and even die." Bart also described "This push to revel in schadenfreude, and to assign collective blame" as "understandable and more than a little expected, especially on the internet. But this so-called award also captures the collective loss of empathy that colors so many of our political and personal conversations right now. Like soldiers who have been trained to see their enemies as less than human, we have forgotten that those who disagree with us are, despite everything, still people."[]

r/HermanCainAward has been compared to the Darwin Awards.[][]


Some journalists have reported that NoFap's forums were filled with misogyny, stating that "there is a darker side to NoFap. Among the reams of Reddit discussions and YouTube videos, a fundamentally misogynistic rhetoric regularly emerges",[] and that "the NoFap community has become linked to wider sexism and misogyny, reducing women to sexual objects to be attained or abstained from and shaming sexually active women."[]

Free speech rationale

In accordance with its policies at the time on free speech, Reddit's admins stated in that they did not ban communities solely for featuring controversial content. Reddit's general manager Erik Martin noted that "having to stomach occasional troll [sub]reddits like r/picsofdeadkids or morally questionable [sub]reddits like r/jailbait are part of the price of free speech on a site like this," and that it is not Reddit's place to censor its users.[] The site's former CEO, Yishan Wong, stated that distasteful subreddits would not be banned because Reddit as a platform should serve the ideals of free speech.[1][] Critics of Reddit's position argued at the time that it had not been consistent in following its free speech philosophy.[][] In a discussion on the site's content policy, founder Steve Huffman stated that "neither Alexis [Ohanian] nor I created Reddit to be a bastion of free speech".[]

With the banning of r/The_Donald, Reddit expanded the kinds of content that was banned on the site, implementing new rules that directly prohibit hate speech.[] In , Reddit stated that they allowed conversations that "question or disagree with popular consensus" regarding the COVID pandemic, stating that "dissent is a part of Reddit and the foundation of democracy" despite criticism by site moderators. Although it banned r/NoNewNormal after moderator protests, this was for unduly influencing other communities, not the subreddit's content.[]


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People Share The Worst Accident They've Ever Witnessed - AskReddit

Alyssa Milano Says Uncle Is &#;Doing Well&#;, But Will &#;Probably&#; Need Major Surgery After Suffering Heart Attack While Driving &#; Update

3RD UPDATE, PM: Alyssa Milano has provided a positive update on her uncle Mitch Carp&#;s health status.

She says that he is now &#;doing well,&#; although he &#;probably needs open heart surgery,&#; after suffering a heart attack while driving on August

“I mean, he has a long road of recovery,” she told Entertainment Weekly on Friday. “[But] he&#;s out of the hospital, he&#;s home, he has care and they’re trying to build up his strength to get open heart surgery. So that&#;s kind of where we are now.&#;

The actress added that her uncle has been able to enjoy time with family, after being discharged from the hospital. &#;He came to my son&#;s baseball game the other day,&#; she shared. &#;I looked over and there was uncle Mitch sitting in the stands. That was really amazing.&#;

Related Story

Alyssa Milano Confirms She Is Considering Run For Congress In

Milano last provided a status update on August 23, sharing at the time that her uncle was &#;on life support.&#; She was seated in the passenger seat when he suffered a major heart attack on a West Los Angeles highway, seeing his loss of consciousness result in a collision, and has called these events &#;some of the most horrifying moments of my life.&#;

In retrospect, though, she says she&#;s been &#;really good throughout this whole thing,&#; all things considered. &#;If you would&#;ve told me years ago, &#;You&#;re gonna get into a really bad accident. You&#;re gonna have to save this person&#;s life and it&#;s gonna be really scary.&#; I would&#;ve told you, I don&#;t know if I could get through that,” she admitted. &#;But it&#;s true what they say about having this superhuman strength when it comes, when you need it, and this fight or flight thing that I was definitely in for a few days after too.&#;

According to report from the California Highway Patrol that we obtained on the 17th, Milano and Carp were going south in the #2 lane of the , when her uncle &#;started to have an unknown medical issue (possible heart attack).&#;

Milano was able &#;to bring the Ford to a stop in between the #1 and #2 lane,&#; &#;with the assistance of a good Samaritan.&#; Sources told TMZ, which was first to report news of the accident, that Milano helped get the car under control by reaching over to the driver&#;s side and using her hand to hit the brakes. TMZ also reported that Milano gave her uncle CPR until first responders were able to get to the scene, as she has confirmed in subsequent posts regarding the accident.

Milano left the scene of the accident uninjured, after being picked up by her husband, Dave Bugliari.

2ND UPDATE, AUGUST Alyssa Milano took to TikTok on Monday to offer another update on her uncle Mitch Carp&#;s health status, sharing that he is &#;on life support.&#;

Carp suffered a major heart attack while driving on a West Los Angeles highway on the morning of August This led him to lose consciousness with his foot on the gas, resulting in a collision. Milano was in the front passenger seat of the car at the time, and called the events &#;some of the most horrifying moments of my life.&#;

&#;Uncle Mitch is still in and out of consciousness,&#; Milano said in her video message. &#;The nurses at the UCLA Medical Center and the doctors are taking such incredible care of Uncle Mitch, but he’s got a long road ahead of him.&#;

She added that her uncle &#;spiked a fever&#; of on Sunday night. &#;So, we think that there is an infection that he is also beating throughout all of this. But he is a fighter,&#; she said. &#;Uncle Mitch is a fighter, and the doctors say that every day is a miracle, that he still hangs on.&#;

Milano then thanked fans for their support, and advised them to get trained in CPR.

According to report from the California Highway Patrol that we obtained, Milano and Carp were going south in the #2 lane of the , when her uncle &#;started to have an unknown medical issue (possible heart attack),&#; and became unconscious. The SUV he was driving subsequently drifted out of its lane and struck a Black SUV, which fled the scene of the collision.

Milano was able &#;to bring the Ford to a stop in between the #1 and #2 lane,&#; &#;with the assistance of a good Samaritan.&#; Sources told TMZ, which was first to report news of the accident, that Milano helped get the car under control by reaching over to the driver&#;s side and using her hand to hit the brakes. TMZ also reported that Milano gave her uncle CPR until first responders were able to get to the scene, as she has confirmed in subsequent posts regarding the accident.

Milano left the scene of the accident uninjured, after being picked up by her husband, Dave Bugliari.

UPDATED, AUGUST Alyssa Milano has come forward with a statement regarding the car accident she was in Tuesday morning with uncle Mitch Carp, confirming that he &#;suffered a serious heart attack,&#; which resulted in a collision on a West Los Angeles highway.

The actress reflected on the harrowing experience in a five-part thread published on Twitter. &#;Yesterday, my family suffered a terrifying and traumatic event&#;I am grateful to the people who stopped to help us,&#; she wrote. &#;I’ll never be able to thank them enough for the care and attention they, along with the first responders, doctors, nurses, and staff at UCLA Medical Center paid to [my uncle] and to me.&#;

Milano noted that her Uncle Mitch is &#;such an important part&#; of her family.

&#;He’s with us every day, spending time with my children and present in every meaningful part of our lives. He’s still in the hospital, and we are unsure if he will recover,&#; she shared. &#;I hope that you—and especially you in the media—will afford him and my family the kindness of privacy as we move through this incredibly painful time.&#;

Milano closed her message out by sharing what she hopes her followers will take away from her experience. &#;Please, take this as your inspiration to get CPR certified. You don’t know when you’ll be called upon to save a life,&#; she wrote. &#;The American Red Cross and many hospitals and other organizations offer regular classes. It’s such a small effort and can have a huge impact.&#;

According to report from the California Highway Patrol that we obtained, the actress was sitting in the right front passenger seat of a Ford Edge, going south in the #2 lane of the , when her uncle &#;started to have an unknown medical issue (possible heart attack),&#; and became unconscious. The SUV he was driving subsequently drifted out of its lane and struck a Black SUV, which fled the scene of the collision. Milano reportedly discovered that her uncle was unconscious when she &#;felt an impact to the right side&#; of her vehicle. She then was able &#;to bring the Ford to a stop in between the #1 and #2 lane,&#; &#;with the assistance of a good Samaritan.&#;

Sources told TMZ, which was first to report news of the accident, that Milano helped get the car under control by reaching over to the driver&#;s side and using her hand to hit the brakes. TMZ also reported that Milano gave her uncle CPR until first responders were able to get to the scene, as she has confirmed in her posts regarding the accident.

When LAPD units arrived, they continued CPR. The Los Angeles City Fire Department took over when they arrived on scene, then transporting Carp to UCLA Westwood Hospital.

Milano left the scene of yesterday&#;s accident uninjured, after being picked picked up by her husband, Dave Bugliari.

PREVIOUSLY, AUGUST Alyssa Milano was involved in a car accident on Tuesday morning after her uncle, Mitch Carp, suffered a possible heart attack while driving on a West Los Angeles highway, Deadline can confirm.

According to report from the California Highway Patrol that we obtained, the actress left the scene uninjured after being picked up by her husband, Dave Bugliari.

She was sitting in the right front passenger seat of a Ford Edge, going south in the #2 lane of the , when her uncle &#;started to have an unknown medical issue (possible heart attack),&#; and became unconscious.

The SUV he was driving subsequently drifted out of its lane and struck a Black SUV, which fled the scene of the collision. Milano reportedly discovered that her uncle was unconscious when she &#;felt an impact to the right side&#; of her vehicle. The report says that she then was able &#;to bring the Ford to a stop in between the #1 and #2 lane,&#; &#;with the assistance of a good Samaritan.&#;

Sources told TMZ, which was first to report news of the accident, that Milano helped get the car under control by reaching over to the driver&#;s side and using her hand to hit the brakes. TMZ also reported that Milano gave her uncle CPR until first responders were able to get to the scene.

When LAPD units arrived, they continued CPR. The Los Angeles City Fire Department took over when they arrived on scene, then transporting Carp to UCLA Westwood Hospital.

Later in the day, Milano took to Twitter to address Tuesday&#;s events, albeit vaguely. &#;We should all take every opportunity we have to protect the people we love. Get vaccinated. Wear masks. Lock up your guns. Learn CPR. Small, common-sense actions,&#; she wrote. &#;It’s not hard to take care of each other, but it is important.&#;

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Car Accident Settlement Amounts in (Personal Injury)

damage to outside of driver side door after a car accident.

Below, you&#;ll see several of our car and auto accident settlements. These include settlements with State Farm, GEICO, Progressive and many other insurance companies.

Some of these car accident settlements are from this year (). Most are from other years.

You&#;ll even get to see several real settlement checks. I&#;ll tell you what the average car accident injury settlement is.

But I don&#;t stop there.

In many of these settlement stories, you&#;ll see how much my client actually got in his or her pocket after my attorney&#;s fees and we paid their medical bills. This is different from most other car accident settlement stories online. Many of those do not say how much the client got in their pocket.

Before we get to my settlements, I want to go over a few frequently asked questions (FAQ)about car accident settlements. Here are a few:

How much should I settle for my car accident?

This is a tough question to answer without knowing all of the details. Car accident settlements can vary greatly based upon many factors.

The seriousness of the injury is often one of the biggest factors that determines settlement. For example, one person who hurt in a car accident may get a $, payout. On the other hand, someone else (typically for smaller injuries) may only settle for $5,

Another big factor that often determines how much to settle for is the amount of available insurance coverage. For example, I settled a broken leg car accident case for $, In that case, there was plenty of insurance coverage available.

Yet, I settled another leg fracture case for only $10, The reason?
There was limited bodily injury liability coverage.

You should hire an attorney because he or she can look for all available insurance coverage. There may be coverage that you have no idea exists. In one case, I discovered an additional $, in bodily injury liability coverage.

The result?

We settled for $, instead of $,

In sum, the amount that you should settle for depends greatly on the facts of the case. Here is my client&#;s car from the $, settlement that I mentioned: damage to front and side of car and hood

How much should I ask for pain and suffering from a car accident?

It depends on the how much pain and suffering you&#;ve experienced. Basically, it is based on how badly you are injured.

That said, you (or your attorney) can ask the insurance company to make you a fair offer. You (or your lawyer) do not have to demand a certain amount for pain and suffering.

I&#;ve settled many cases where I asked the insurance company or responsible party to make a fair offer. Basically, I asked them to include a reasonable amount for pain and suffering damages. In fact, I&#;ve settled cases for over $, where I did not ask for a specific amount for pain and suffering.

Here&#;s the problem:

If you don&#;t know how much your pain and suffering is worth in a car accident case, you won&#;t know what is fair to accept. And if you don&#;t know what is fair, you&#;ll have no idea if the insurance company is making you a very small offer.

Generally speaking, you should only demand a certain amount for pain and suffering if you know how to value a car accident case. And estimating a case value is not easy. It comes with a decade (or more) of experience.

For example, in a bad leg fracture case, I may ask for $, in pain and suffering. Maybe more. Perhaps less. In the photo below, my client had a bad leg fracture. We settled for $K.
patient in hospital room with bandage and brace on his leg

How do car accident settlements work?

If you are injured, and someone else is at fault in your car accident, you may be entitled to compensation. You (or your lawyer) needs to gather all of your medical bills and records.

Next, you need to make a spreadsheet (chart) showing your total billed charges and the amounts still owed. If you have an attorney, he or she will do this for you.

Look to see if your health or auto insurance company is also entitled to get paid back from your settlement. If so, you can factor this amount into any potential car accident settlement.

Do your research as to how much your injuries are worth. This is the toughest part of the case. Values vary from county to county. Attorneys know values from years of experience settling past cases.

If you&#;ve missed work due to the car accident, you need to document your lost wages. Ask your employer to complete a 13 week wage and salary verification statement. This can be used to prove your lost wages.

The above is an oversimplification of how car accident settlements work. Many attorneys dedicate their lives to understanding how to get the biggest settlement. Do yourself a favor and hire one. You won&#;t regret it.

How do I get the most money from a car accident?

First, you need to have a big injury. Of course, you don&#;t want to be badly injured. However, having a big injury is the first step to getting the most money from an auto accident.

As soon as possible, you (or your lawyer) needs to preserve any evidence. This includes, preserving any event data recorders (&#;black boxes&#;) in the vehicles. If you do not have the evidence that you need to prove your case, don&#;t expect to get a a lot of money.

Also, make sure to follow up with any medical treatment that you need. If you have serious pain, tell a doctor about it. If your doctor does not document your injury in your medical records, do not expect a big payout.

You need to know how much your case is worth in order to get the most money possible. This is the toughest step for someone without a lawyer. It can take a decade (10 years) of experience to truly learn the amount that you should accept as settlement.

If you do not know the fair settlement value, you will never know if the insurance company is offering you all of the money that they have set aside to pay your claim. This could result in you leaving hundreds of thousands of dollars on the table!

As an example, my client broke his ankle when a car hit him while he was riding a bike. A broken ankle (with surgery) is a serious injury. In , I settled his case for $, You can see the plate and screws in his ankle:hardware in ankle after trimalleolar ankle surgery

What is the auto accident settlement formula?

To calculate how much an car accident case is worth, you add out of pocket medical bills (and liens), pain, suffering and lost wages.

Next, you reduce this total value by your percentage of fault. For example, if you were 50% at fault for causing the accident, you reduce this total value by 50%.

If you were not at fault, you do not reduce the total settlement value.

What is the average car accident injury settlement amount?

According to ISO, a Verisk Analytics business, it&#;s under $18,

average car accident settlement

It is important to note that the $18, amount also includes the insurance company&#;s claim expenses. That&#;s why I said that the average car accident payout is less than $18,

Also, the $18, amount does not include car accidents in Massachusetts and No-Fault states. Thus, the $18, average settlement amount might not apply to a state like Florida (that has no-fault auto insurance laws).

In a state like Florida that has no-fault insurance laws, the average settlement is likely much less than $18, This is because no-fault insurance results in you having much lower out of pocket medical bills.

All things equal, less out of pocket medical bills means a smaller car accident injury settlement amount.

And the $18, average settlement amount is for private passenger cars. It doesn&#;t apply to business vehicles.

Watch this video about how much money you may get for your car accident settlement:


I looked at my 20 biggest car accidents and here is what I found:

75% of my clients who had surgery got a settlement for $, or more.

Take a look:

In 75% of my car accident injury settlement amounts that were for $K or more, my client had surgery.

25% of my clients in those cases were able to get a payout of $, or more without having surgery.

Here is another interesting piece of information:

In my biggest 32 car accident injury settlement amounts that were for $50, and more, 59% of my clients had a fracture.

In my car accident injury settlement amounts that were for $50, and more, 59% of my clients had a fracture.

In 41% of those cases, my client did not have a broken bone.

As promised, here are some of my car accident settlements.

I have not listed my motorcycle accident settlements below.

$K Car Accident Settlement in (South Florida)

In , Sam (not real name) was riding his bike in South Florida. 

At the same time, Joe (not real name) was in his car heading north. 

Joe was turning to go Eastbound. 

While Sam rode his bike westbound in the crosswalk crossing, Joe accidentally hit him with his car.  

You can see a crash diagram below:

As a result of the car hitting him, Sam broke 3 bones in his ankle.

You can see one of his broken lower leg bones here:

At the hospital, a doctor drilled screws into a plate in Sam&#;s leg.

You can see a photo that the doctor took during the surgery:

After he left the hospital, Sam searched for a South Florida lawyer who had settled many car accident cases. He found me. Sam called my office and I gave him a free consultation. Shortly after we spoke, Sam hired me.

GEICO insured the driver (and owner) of the car that hit Sam. Due to pain and swelling in his ankle, the doctor removed the plate and screws.

Sam had Medicaid, a Medicaid HMO and another temporary assistance program.  They paid under $6, to the hospital and his doctors.  And the hospitals and doctors adjusted (reduced) the bills to zero.  In other words, Sam did not owe the hospital or doctors any money.  

The car&#;s insurance company offered $, to settle Sam&#;s car accident injury claim. The defense lawyer said that the offer was fair. We told Sam to reject it.

In , GEICO paid us $, to settle Sam&#;s personal injury claim.

This chart shows a comparison between the first offer and the settlement.

$K car accident injury settlement (comparison between first offer and settlement)

After my attorney fees and costs, and paying back the Medicaid liens, Sam got $, of the settlement in his pocket.

Take a look:

car accident settlement (client got in pocket after lawyer fees)

You can see the $, car accident injury settlement check below (redacted):

$K car accident settlement check

They also sent us a $50, settlement check from the driver&#;s personal umbrella insurance policy.

You can see the redacted settlement check below:

$50k car accident injury settlement check

Sam is thrilled with the settlement.

$K Settlement (Car Hit a Pedestrian)

A European man was visiting Miami, Florida. While in Coconut Grove, a car hit him. As a result of the impact, the pedestrian broke his leg.

An ambulance rushed him to the hospital. There, he had surgery to his fix his tibia (lower leg bone). The pedestrian flew back to Europe. He chose to get a free consultation from me by filling out my simple contact form. We spoke on Skype.

He wanted to know if I could get him compensation. After we spoke, he hired me as his lawyer.

Philadelphia Insurance insured the driver who hit my client. He was driving a rental car for the US government.

Philadelphia Insurance Company

Philadelphia Insurance Company paid $, of this settlement.

When he rented his car, he purchased liability insurance. This included $, in uninsured motorist coverage. As you&#;ll see, this turned out to be a fantastic decision. Ace Insurance Company was our client&#;s UM insurer.  

Ace Insurance Company

Ace paid $, as well.  We also sued the United States.  They paid an additional $, In sum, we settled the entire case for $,

Like most car accident cases with serious injury and plenty of insurance coverage, most of the settlement was for pain and suffering.

$K Car Accident Settlement breakdown

Also, like most car accident settlements, my client got the most of the settlement money after my lawyer fees, costs and paying back his health insurance company.

Here, my client got a check for $, after my fees and me paying back his health insurance company for the bills that it paid.

Client got a check for $, from a $K car accident settlement after lawyer fees

As I mentioned earlier, many factors affect the settlement value of a car accident case. Here my client had surgery. Surgery greatly increases the size of a car accident settlement.

Just look at some of my largest auto accident settlements below. In most of them, you&#;ll note that my client had surgery.

$K Car Accident Injury Settlement

Ryan was driving a rental car in Clearwater, Pinellas County, Florida. He was in Florida for business purposes.

Another driver crashed into Ryan&#;s car.

You can see the damage to Ryan&#;s rental car.

injured driver on ground after car accident

Below, you can see the damage to the other driver&#;s car:

damage to front of car (bent hood and fender ripped off)

At the hospital, someone took a photo Ryan. Check it out:

patient in hospital with machines next to him

Here is another image that focuses more on the equipment that was used to monitor his vitals:

patient in hospital bed with leads on his chest

He had a broken leg (tibial plateau). While in the hospital, Ryan searched for car accident lawyers. He found our website and decided to get a free consultation with me.

After we spoke, he hired me. At the hospital, doctors performed surgery on his leg.

In particular, they put a plate and screws into his leg.

tibial plateau fracture with screws and plate

After surgery, the doctor put a cast on his leg.

When he left the hospital, he could not walk. He was wheeled out of the hospital.

claimant being pushed in wheelchair after surgery; leg in cast

Allstate insured the careless driver&#;s car. 

However, he only had $10, in bodily injury liability (BIL) coverage.

$, Settlement Offer in 8 Days (Car Accident)

Within 8 days of the car accident, Allstate sent me a check for the $, BIL limits.

However, I did not want to deposit it. Since my client had Georgia uninsured motorist insurance, we needed to keep the at fault driver in the case.

In order for Ryan to go to orthopedic visits and physical therapy, a medical transport van would come to his home. There, someone would load him into a van while he was in a wheelchair.

client in wheel being placed onto ramp of van transport

Ultimately, Ryan made a good recovery.

I settled with Allstate for the $, BIL limits.

Travelers was his uninsured motorist insurer.  They paid me $, to settle. 

Here is the Travelers Insurance settlement check:

In total, the car accident injury settlement amount was $, This is about 20 times more than the average settlement for a car accident.

When the insurance companies made the combined $, offer, I estimate that about 97% of the settlement was for pain and suffering:

Most of this car accident settlement was for pain and suffering

Workers’ comp paid around $85, to Ryan&#;s doctors. And they wanted that money back from the settlement.

The good news?

Since Ryan had a lawyer, they had to reduce this amount by my lawyers fees and costs.

This resulted in an instant savings of over $28, to Ryan! Again, he only got that savings because he had attorney.

If he did not have a lawyer, the workers&#; compensation insurer would not have had to reduce its payback claim by pro-rata lawyer fees and costs.

I didn’t stop there.

Next, I fought to reduce the $85, workers comp lien. I even used the rental car&#;s PIP to further cut down the lien. In the end, we only had to pay back workers’ comp around $3,

If Ryan did not have an attorney in this car accident case, he would have had to pay the workers compensation company back over $28, more. And probably much more than that. This is because workers comp would not have reduced their payback claim by my pro-rata attorney’s fees and costs.

After my attorneys fees, costs, and paying the workers&#; compensation lien and medical bills, Ryan got $, in his pocket.

This chart shows the breakdown:

breakdown of attorney fee and costs ($K car accident settlement)

$K Settlement for Uber Car Accident (Miami)

Ray was driving for Uber in Miami. While heading straight on the road, a van made a left hand turn into Ray. They crashed.

Shortly after the accident, his girlfriend drove him to the hospital. While there, he called my office to get a free consultation to see if I could represent him. He was looking for an Uber accident lawyer. After we spoke, he hired me.

I drove to Coral Gables hospital. As you can see, I took a photo of Ray.

man laying in hospital bed with IV in his arm, and with cervical collar on his neck

Notice that the photo above is great quality. Be sure to take high resolution photos. Make sure that the photos are large, high-quality images that are at least 1, px wide.

The Uber driver claimed that the accident caused a fracture to one of the lamina in his spine. You can see where the lamina is in the lumbar (lower back) spine.

Lamina of the vertebrae in the spine

He did not have surgery. We also claimed that the impact caused or aggravated his disc protrusions (herniated discs). 

CNA insured the other driver&#;s van. The other driver was working at the time of the accident.

CNA&#;s first offer was $,

In May , CNA paid me $, to settle the Uber driver’s personal injury claim. 

CNA Insurance $K settlement check

This image shows the comparison between CNA&#;s first offer and the settlement:

$K difference between first offer and settlement in a personal injury claim

This is about 17 times greater than the average settlement for a car accident.

The other driver was at fault.  Most of the settlement was for pain and suffering. 

98% of the personal injury claim settlement was for pain and suffering

The settlement also covered my client’s medical bills.

The $, settlement was about 49 times Ray&#;s out of pocket medical bills and Medicaid lien.

personal injury claim settlement was 49 times the out of pocket medical bills and Medicaid lien

Medicaid paid Ray&#;s big hospital bill.

Watch this video about his $K settlement:

$K Settlement for Shoulder Injury (Truck Accident)

My client was a year-old truck driver. While driving a big rig, another tractor trailer crashed into the rear of his truck. A highway patrol officer arrived at the scene. My client told him that he was not injured.

At the scene, my client took a photo of the damage under his truck. Check it out:

bent metal under the semi truck

This photo was important because it shows that metal was bent underneath his truck. In other words, this picture shows that this was a hard impact. Thus, the hit was forceful enough to cause an injury.

My client was diagnosed with a shoulder (labrum) tear. A few months after the collision, he had shoulder surgery. He contacted me for a free consultation to see if I could represent him.

At that time, he had not received an settlement offer from the other truck driver&#;s insurance company. We met at my office and he hired me on the spot.

Travelers Insurance provided liability insurance coverage for the other driver&#;s truck.

Travelers Insurance Companies

Progressive was my client&#;s uninsured motorist insurer.


In total, Progressive and Travelers paid me $, to settle the case. This is about 14 times greater than the average settlement for a car accident.

Most of the settlement was for my client&#;s pain and suffering.

$K car accident settlement (broken wrist)

Our client was driving her car when she was hit (T-boned) by a car at an intersection.   An ambulance took her to the hospital.  She was diagnosed with a wrist fracture.  She had surgery for her broken wrist.  Doctors put a plate and screws in her non-dominant hand.

She had back pain (bulging disc) and neck pain (2 herniated discs). After her wrist surgery, she had a scar.

The at-fault car was insured with  USAA and Old Dominion Insurance (Main Street America Group).  USAA told us that it was only aware of its $, bodily injury (BI) insurance policy.

USAA - no other known bodily injury coverage

I asked the at fault driver to complete a financial affidavit that also asked them if she was working at the time of the accident. It was only then that USAA told me that the at fault driver was working at the time of the accident.

Fortunately, her employer insured her with a $1 million insurance policy.

Within four months of the accident, USAA offered me the $, to settle.

Old Dominion paid $K to settle. The total settlement was for $, This is about 13 times the average car accident settlement.

$K Auto Accident Settlement

On June 30, , Zach was in a car accident in Sarasota, Florida. He was in a rental car when the driver hit the car in front of him.

Take a look at the car that Zach was in:

damage to front of car after an accident

ESIS (Ace American Insurance Company) insured the Hertz rental car.

Paramedics took him to the hospital. As a result of the car accident, he broke his upper arm bone (humerus). At the hospital, someone took a photo of Zach.

man in hospital bed with broken arm

He had surgery to his upper arm bone (humerus). ACE/Chubb did not make Zach&#;s mom a settlement offer for his injuries. His mom said:

I tried for the first couple months to deal with the insurance companies on my own and then realized I needed professional help.

Part of Maureen&#;s quote on our Facebook page reviews.

Zach&#;s mom (Maureen) got a free consultation with me.

A short time after we spoke, she hired me.

ESIS assigned bodily injury adjuster Norman Schwartzman to the claim. Norman&#;s first offer to settle Zach&#;s personal injury case was for $,

Through hard negotiation, I was able to reach a $, settlement for his case with ESIS. Here is a comparison of the first offer and the final settlement:

$K car accident settlement comparison of first offer and final settlement

This $, car accident injury settlement is about 11 times greater than the average car accident settlement.

% of the settlement was for Zach&#;s pain and suffering.

% of a $K injury settlement was for pain and suffering

Only $43 of the total settlement was for my client&#;s final out of pocket medical bills. This is because my client had Medicaid. Thus, the hospital reduced (adjusted) the amount that Zach owed to zero.

Basically, the $, final settlement is about 3, times greater than Zach&#;s final out of pocket medical bills!

car accident settlement was 3, times the client&#;s final out of pocket medical bills

Yes, you read that correctly.

You can see the settlement checks below.

Two Hertz car accident settlement checks totaling $K

After my attorney&#;s fees, costs and paying Zach&#;s out of pocket medical bills, I sent Zach a check for $,

attorneys&#; fees from a $K car accident settlement

The good news?

Zach&#;s arm healed very well. Currently, he does not have pain in his arm. However, he is left with a long scar from the surgery.

scar on back of upper arm after surgery on humerus

$K Settlement for Lower Back Injury (Miami Car Accident)

A passenger had a back (lumbar) fusion surgery after another car hit him in Miami, Florida.

$K Car Accident Injury Settlement

A passenger was in a car that was hit by a uninsured driver in Bonifay, Holmes County, Florida.

Check out the damage to the car that she was in:

damage to right front passenger side of car

Shortly after the accident, she hired me as her lawyer. She injured her shoulder and had rotator cuff surgery. She also had a manipulation under anesthesia.

I made a claim against uninsured motorist (UM) insurance with Nationwide. I settled her uninsured motorist bodily injury claim with Nationwide for $, without a car accident lawsuit.

$K Car Accident Injury Settlement

A passenger got a $, settlement after another car crashed into the car that she was in.  The driver of the other car got a ticket for failure to yield the right of way.

The accident caused our client&#;s wrist fracture and surgery.

$K Car Accident Injury Settlement

Richie was a police officer. He was driving his police car in Miami, Florida. Another driver failed to yield at a stop sign and &#;T-boned&#; him.

Car Crash Settlement Failure Yield Right Way Wrist Fracture Miami

Richie&#;s car sustained big damage in the crash. A tow driver removed it from the scene.

After the accident, his police cruiser looked like this:

damaged police car after a crash

The airbag deployed in his car.

As you can see, it cut his head:

However, he did not need stitches.

As a result of the crash, he broke a bone in his hand (5th metacarpal). To be exact, he fractured his fifth metacarpal. This is what the 5th metacarpal looks like:

 Fifth metacarpal of the left hand (shown in red). Palmar view.

A doctor operated on his hand. Richie did not want to handle his car accident claim without a lawyer. He had heard that car insurance companies (like GEICO) take advantage of people who don&#;t have a lawyer.

Thus, he got a free consultation with me. He hired me. GEICO insured the other driver. GEICO made a first offer to settle of $81,

After intense negotiation, I settled his personal injury case with GEICO for $,

$K GEICO car accident settlement (first offer vs final offer)

After my attorney&#;s fees, costs and paying back his workers&#; compensation insurer, Richie got a check for .

64% of the GEICO car accident settlement went to my client after my attorney fees, costs and paying his medical bills and workers&#; comp lien

Richie was very happy with the amount of his car accident injury settlement.

Take a look at his glowing smile:

client smiling photo

Pedestrian Hit By Car Gets $K Settlement for Face Fracture

A car hit a pedestrian in Homestead, Miami-Dade County, Florida.  She had fractures in face, resulting in surgery.  Imperial Fire & Casualty Insurance (RAC partners) insured the driver.

We settled for $, She was very happy with the amount of her car accident injury settlement.

$K Car Accident Settlement ()

Igor (not real name) was hit by a car in Miami, Florida. The at fault driver&#;s insurance company settled with us $,

$K Payout for Auto Accident Injury

Keith was driving of a car in Coconut Grove, Miami-Dade County, Florida.  Another car crashed into the back of the car that Keith was in.

Here is a photo of the crash scene.

rear end crash: damage to front of car that crashed into the back of another

The crash reported listed his injuries as possible.  His airbag didn’t deploy.

Keith was not transported to a hospital.

About eight months after the crash, Keith had terrible lower back pain.  His father ordered an MRI.

An MRI of his lumbar spine (lower back) showed a herniated disc at L5-S1.  Here is the view of his herniated disc from the side.

Arrow pointing at herniated disc at L5-S1

Below is another view of the herniated disc. 

Here, the view of the MRI is looking from top down.

L5-S1 herniated disc top down view

His dad referred him to a neurosurgeon.

He had back surgery. 

Specifically, he had a L5-S1 hemilaminotomy, medial facetectomy and  microdiskectomy,  using a microsurgery.Lumbar Laminectomy

Here is an illustration of a discectomy.


This is in the incision from the surgery.

Incision to lower back made during L5-S1 laminotomy surgery

He was left with a small scar on his lower back from the surgery.

A quick word about compensation for scars


A scar on your lower back isn&#;t worth as much as a scar on a your face.  Also, a scar on a man isn&#;t worth as much as the same scar on a woman.

scar after L5-S1 hemilaminotomy and discectomy surgery

We sent State Farm a written request to give me certain insurance information required by Florida Statute

State Farm insured the other driver.  I got State Farm to offer the $, bodily injury liability (BIL) limits. And this was without a lawsuit in this car accident case.

Here is the $, settlement check.

State Farm $k check bodily injury liability

Keith&#;s health insurance company demanded that we pay them from the settlement. They are entitled to get paid back from a Florida car accident settlement.

I got his health insurance company to accept a fraction of what the they paid:

email from Optum accepting reduced payback amount from car accident settlement and rationale

He would not have been able to get this discount without a lawyer.

I estimate that 99% of the settlement was for Keith&#;s pain and suffering.

Take a look:

$K car accident settlement (99% was for pain and suffering; 1% was for the final out of pocket medical bills and health insurance lien)

Basically, the total payout was 79 times Keith&#;s out of pocket medical bills and health insurance lien that I paid.

$K car accident settlement was 79 times that final out of pocket medical bills and health insurance lien that I paid.

He was very happy with his settlement.

Here is a photo of Keith and I.

Attorney Justin "JZ" Ziegler, and car accident victim client

$K Car Accident Injury Settlement (in Under 4 Months)

Sara was driving her car in North Miami Beach, Florida. Another car was heading in the opposite direction. The other car made a left turn into Sara&#;s right of way. They crashed into each other.

Sara was driving car #1 in the crash diagram below:

Check out the damage to Sara&#;s SUV.

damage to front and front driver side of SUV

The front seat airbags deployed.

Here is a photo of the other driver&#;s car:

Paramedics took Sara to the hospital.

At the emergency room (ER), she took this selfie:

woman with cervical collar on her neck and bruised eye with cut

Sara broke her nose.   After the accident, she hired me as her lawyer.

She said the crash worsened her pre-existing bulging discs and herniated discs.

She had car insurance. Florida is a No Fault state. Therefore, her personal injury protection (PIP) paid her doctors $10, for her medical bills. Florida is one a few states that has No-Fault insurance.

Sara had a nerve block injection to her lower back.  A neurosurgeon recommended lower back surgery.

GEICO Insured the At Fault Driver

I sent GEICO a letter to GEICO asking them to tell me the at fault driver&#;s insurance limits.

When I make a claim against my client&#;s uninsured motorist insurance coverage, I send a different letter.

In most cases, I like to make sure that a claim has already been set up with GEICO before sending my request for their insurance limits.


My letter gets to the correct adjuster faster.

GEICO paid its $, BI insurance limits about three months after the collision.

k GEICO settlement check for nose fracture and herniated disc - redacted

As you can see, 90% of this settlement was for pain and suffering:

10% of the car accident injury settlement amount was for medical bills

When a car insurance company makes you a settlement offer, they do not factor in your attorney fees.

The rest of this $, payout was for her out of pocket medical bills and health insurance lien.

After my attorney&#;s fees, costs, and paying off Sara&#;s medical bills and health insurance liens, she got $56, in her pocket. 

client got % of the car accident injury settlement amount in her pocket

Sara&#;s settlement was a little less than 10 times her final medical bills and health insurance lien.

car accident injury settlement amount was 10 times the final medical bills and health insurance lien

She was very happy with her settlement.

$K Car Accident Injury Settlement (Motorcyclist Hit By Car)

A motorcycle rider was hit by a car in Miami, Florida. We claimed that that the crash caused or worsened his herniated disc. He also had a meniscus tear.

In addition, I alleged that the crash caused his erectile dysfunction (ED).

I demanded the other driver&#;s $, bodily injury liability limits. Unfortunately, GEICO&#;s first offer was only $5, Look at the letter that they sent me:

first settlement offer was $5, in a car accident case ($K final payout)

Their letter seems convincing, right?

If my client did not have an attorney, he may have believed GEICO. After all, they said they were making a good faith offer. They were not.

I again told GEICO that we would not settle for under the driver&#;s $, BIL limits. GEICO made another lowball offer.

My client claimed that he had erectile dysfunction since the accident. He did not have health insurance. Thus, I paid for his one time medical evaluation with a urologist. A urologist is a doctor who treats injuries to the mail reproductive organs.

GEICO offered to mediate this case. Mediation is where a third party tries to get the injured person and GEICO to settle.

At mediation, GEICO offered the $, BIL coverage limits to settle. This was during the 8 month after the accident.

We settled with GEICO for the $, BIL limits.

Here&#;s a comparison between the first offer and the final settlement:

After my attorney fees and costs, and paying my client&#;s medical bills, I gave him a check for $56,

Take a look:

client got $56, from the $K car accident injury settlement amount

$K Settlement for Driver of Car Hit By a Truck ( Herniated Disc)

Front damage to car. Total loss.

A man was driving his car, heading straight.  A 18 wheeler truck coming in the opposite direction made a left hand turn.  The car crashed into the 18 wheeler.

crash report failure to yield right of way

Shortly after this accident, the driver of the car heard about us (Miami car accident lawyer Justin Ziegler). His relative referred him to us. We gave the driver a free consultation.

Immediately after we had this free consultation, he hired us. The driver of the car claimed that the car crash caused or aggravated his C5-C6 herniated disc.

Zurich Insurance Company

 Zurich Insurance Company insured the tractor trailer.

$K Settlement (Policy Limits)

For a woman who had facial fractures when she was hit by a Ford F truck while she was on or pushing her bicycle across an intersection.

It happened in Cooper City, Broward County, Florida. The at fault party had $, in BI liability coverage.

She was airlifted to the hospital by Broward County Air Rescue. Unfortunately, as is too often, are client didn&#;t have uninsured motorist insurance which would have given her the opportunity to get many more thousands of dollars.

This story made the Sun Sentinel newspaper as well as the Miami Herald.

I contacted a representative of Memorial Regional Hospital in Hollywood, Florida.  She reduced my client&#;s hospital bill after I sent a written request to reduce medical bills.

Unfortunately, my client ‘s son-in-law (resident relative) did not carry underinsured motorist (UIM) insurance on his car.  Thus, his auto insurance company did not have to pay her any additional money for UIM benefits.

$K Settlement for Back Surgery (Rear-End Car Accident)

A woman was driving her car in Homestead, Miami-Dade County, Florida.  Another driver crashed into the back of her car.

She had a bulging disc.  A doctor gave her epidural steroid injections to her lower back.  She had lower back surgery (a percutaneous discectomy).

Liberty Mutual insured the truck driver with $, in bodily injury liability (BIL) insurance.

They claimed that the woman hit the car in front of her before the truck driver hit her car.  Liberty Mutual put 50% blame &#; for causing the accident &#; on the woman.

MGA Insurance Company insured the claimant&#;s car.

$K Settlement for Passenger Who Had Thumb Surgery (Car Accident)

The Property & Casualty Insurance company of Hartford paid $, to a passenger in a one car collision.  The driver of the car pressed the accelerator instead of the brake.

She drove into a fixed object.  The passenger had thumb surgery as well as pain in his knee, a head injury, neck pain and lower back pain.

$K Car Accident Injury Settlement

Brad (not real name) was an occupant who was injured in a car accident in Florida. He claimed that the crash caused or aggravated his herniated disc.

We settled his personal injury case for $,

$K+ Auto Accident Settlement

Jose (not real name) was an occupant who was injured in a car accident in Florida. He claimed that he was injured in an auto accident.

We settled his personal injury case for over $,

$95K car accident injury settlement

Frank (not real name) was driving his car in South Florida. Another driver hit him head on. At the accident scene, the other driver was arrested for drunk driving.

Frank did not take an ambulance to the hospital. Shortly after the accident, he called me for a free consultation. After we spoke, he hired me.

Frank had neck and back pain. I told him that he could go see a doctor for his pain. He did so. The doctor ordered an MRI of his spine.

The MRI showed that he had herniated discs. However, he did not injections or surgery. He got a few months of therapy with a chiropractor.

GEICO insured the drunk driver. GEICO&#;s first offer was for $17, Soon thereafter, I settled his injury case with GEICO for $95,

The best part?

We settled without suing. This kept my attorney&#;s fee at 33 1/3% of the total settlement instead of increasing to 40%.

$90K Car Accident Injury Settlement

In May , Alice was walking as a pedestrian in South Florida. Sofia was driving a car. Sofia’s car hit Alice. Progressive insured Sofia. After the accident, Sofia called Paramedics came to the scene.

She complained of leg and pain to her face around her eye. Her glasses broke in the fall. They took Alice to the hospital.

They took a CT scan of her head. However, it did not show that she had a head injury. Ultimately, an x-ray showed that she had a fracture of the distal fibula.

distal fibula (forms the ankle)

This is the part of the smaller lower leg bone that is closer to the ankle. Basically, she had an ankle fracture.

Alice’s relative searched for Miami car accident attorneys. She saw that I had settled many personal injury cases with Progressive. In one of these cases, Progressive’s settled with me for $, after a pedestrian who was hit by a car.

But that was not it. Additionally, I settled another case for $65, where a pedestrian was hit by a car and broke his ankle. She also saw our 5 star rating on Google maps. She called me and got a Free consultation to see if I could represent her relative. Next, she recommended to Alice that she hire me.

Alice called me. After we spoke, she immediately hired me.

I quickly jumped into action. We requested Progressive’s insurance limits. I requested the audio recording of the call. On the call, the driver said that she had an accident.  Sofia said that Alice walked into her car.

Progressive’s First Offer Was $50K

Progressive initially assigned bodily injury liability adjuster David Toro to handle the claim. We told Progressive to pay for Alice’s broken eye glasses. They paid for a new pair.

David offered us $50, to settle Alice’s bodily injury claim. We refused it. Later, Progressive assigned large loss/litigation adjuster Greg Paulson to the case. Greg increased Progressive’s offer to $55,

He told me that he did not see her claim as being worth $, for several reasons. First, he blamed Alice for walking in front of his insured’s car.

I disputed this by providing Greg with a photo of the accident scene. It showed that the driver had a clear line of sight and should not have hit Alice.

Second, Progressive argued that Alice did not have surgery to her ankle. As I’ve said before, surgery greatly increases the value of the case. Greg told me that he felt that the claim was worth somewhere around $75,

I aggressively negotiated this claim with Progressive. Finally, Greg increased his offer to $90, In November , I settled the bodily injury case with Progressive for $90,

Here is Progressive’s settlement check:

$90k Progressive settlement check to attorney Justin "JZ" Ziegler

Take a look at Progressive’s first offer as compared to their final offer.

Now, let’s look at how much of the settlement was for pain and suffering vs medical bills.

95% of the Settlement Was for Pain and Suffering

Here is a pie graph that shows the breakdown (of the settlement) between pain and suffering and medical bills:

car accident injury settlement (breakdown of pain and suffering vs medical bills)

As you can see from the pie graph above, 94% of the settlement was for pain and suffering. About 6% of the settlement was for medical bills.

After my contingency fees and costs, paying Alice&#;s out of pocket medical bills and health insurance lien, she gets over $54, That is her portion of the settlement.

Paramedics Share Deaths That Could've Been Prevented (r/AskReddit)

Houston man takes to Reddit to apologize for backing up traffic after getting in car accident

A Houston man involved in a car wreck Sunday felt so guilty about backing up traffic that he hopped on Reddit to apologize.

Ryan, who declined to share his last name in fear of triggering a witch hunt, had his green Toyota hit near Memorial and the Beltway around p.m. by someone in a four-door sedan who allegedly ran the red light, he told

"We were blocking the whole eastbound lane of Memorial," Ryan said, adding that he and the other driver only suffered minor injuries.

WOW: Houston drivers sat in more than two days worth of traffic on average in

Ryan posted his apology and photo of his car on Reddit's r/houston where it has lingered near the top of the subreddit for the past day. R/Houston is popular with folks complaining about terrible parking jobs and accidents.

Ryan reported the accident to his and the other driver's insurance companies. He hopes to hear a damage estimate in two to three days.

Fernando Alfonso III is a digital reporter at Follow him on Twitter at @fernalfonso.


Now discussing:

SINGAPORE - A man was trapped in a car after an accident in Pioneer on Monday (Oct 11) afternoon and rescuers needed to make sure it was stable before they could save him.

The car was one of five vehicles - including a trailer, lorry and two other cars - that were involved in an accident at the junction of Jalan Ahmad Ibrahim and Benoi Road.

In a Facebook post, the Singapore Civil Defence Force said they received a call for assistance at about pm.

They found the man trapped in the driver's seat in a car that had crashed into a traffic light pole and toppled it.

The car was in a precarious position and it had to be stabilised so as not to aggravate the condition of the driver, SCDF said.

After doing so, the firefighters used hydraulic rescue equipment to extricate the trapped man.

The police said the year-old driver and his two passengers, a year-old man and year-old woman, were conscious when taken to hospital.

They were taken to National University Hospital, SCDF added.

Police investigations are ongoing.


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